Consolidated Income Statement
   
Year Ended
31 December
   
2004
 
2003
  Interest Income  
$ 23,646,008
 
$ 26,142,349
   
  Income From Unlisted Investments

6,117,068

4,568,512
   
 
  Income From Investments
18,686,943
17,222,265
 

   
48,450,019
47,933,126
 
  Interest Costs And Related Finance Charges
(22,314,018)
(28,449,266)
 

  Net Income from Interest And Investments  
26,136,001
 
19,483,860
 
  Other Income  
5,931,874
   
1,043,823
 

 
32,067,875
20,527,683
 
  Net Charge For Provisions
(6,202,482)
(1,492,736)
 
  General Overheads And Corporate Expenses
(15,345,892)
(13,058,122)
 

  Profit Before Taxation  
10,519,501
5,976,825
 
  Taxation
72,479
(2,417)
   




  Profit After Taxation
$ 10,591,980
$ 5,974,408
   
  Minority Interest  
495,802
 
226,091
   

 
Net Profit After Tax
$ 11,087,782
$ 6,200,499
   

  Earnings Per Share  
$ 29.74
$ 14.22
     

 


 
     
 

Our Mission
Our business is to make profitable use of financial and human capital to create and expand viable, private business enterprises in Caribbean countries. By supporting entrepreneurship and sound business practices at all levels, we will help to meet urgent demands for change and development in the Caribbean in a volatile, intensely competitive international environment.

Our Vision
To achieve our mission, we must integrate people, strategy and operations to achieve execution. We must therefore build a culture where natural teams thrive, where are able to build upon our strengths whilst compensating for our weaknesses. Our culture will continue to be shaped by the idea of freedom and responsibility within a framework. The company's culture will be driven by self-disciplined people who are willing to go to extreme lengths to fulfil their responsibilities.

 
     

 

 
         
All content (c) 2004 DFL Caribbean